Last Updated: October 22, 2026
Thank you for using e-cards.io. By accessing or using e-cards.io, you agree to these Terms of Service, which form a binding legal agreement between you and Seismic Pixels, LLC. If you are using e-cards.io on behalf of an organization or business, you represent and warrant that you have the authority to bind that organization, and you are agreeing to these Terms on behalf of that organization.
IMPORTANT NOTICE: YOUR USE OF E-CARDS.IO AND OUR SERVICES IS ENTIRELY AT YOUR OWN RISK. OUR SERVICES ARE PROVIDED STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, AND OUR LIABILITY TO YOU IS STRICTLY LIMITED AS SET FORTH BELOW.
We may update these Terms of Service from time to time. When you continue to use our Services after an update, you are agreeing to the latest Terms of Service. There may be times where we do not exercise or enforce a right or provision of the Terms of Service; in doing so, we are not waiving that right or provision.
Definitions
When we say “we”, “our”, or “us,” we are referring to e-cards.io, as built and maintained by Seismic Pixels, LLC, a Maine limited liability company.
When we say “you” or “your,” we are referring to the person or entity that is registered with us to use, or otherwise accesses or uses, the e-cards.io service.
When we say “Terms,” we mean these Terms of Service, which incorporate by reference our Privacy Policy.
When we say “Websites,” we mean our websites located at e-cards.io and seismicpixels.com, including all subdomains and sites associated with these domains, and other websites that we operate now and in the future.
When we say “Services,” we mean our Websites, APIs, applications, software, content, and various third-party integrations and services that make up e-cards.io.
General Rules
To use e-cards.io, you must (a) be human; (b) be at least eighteen (18) years of age; (c) complete the setup process; (d) provide current, complete, and accurate information; (e) agree to these Terms; and (f) promise to follow these rules:
- You are solely responsible for all content, data, gift card configurations, and promotions you provide, as well as all activities that occur under your account on our Services;
- You will use our Services in compliance with all applicable federal, state, local, and international laws, rules, and regulations (including all consumer protection, gift card, unclaimed property, tax, privacy, and anti-spam laws);
- You will not use our Services to solicit the performance of any activity that infringes our rights or the rights of others; and
- You will not use our Services to upload, transmit, or otherwise distribute objectionable, fraudulent, or unlawful content, as solely determined by us.
If you break any of your promises above or any of the rules in these Terms, we may suspend or terminate your account immediately. Your actions may also subject you to legal consequences.
As long as you comply with our Terms of Service, we grant you a non-exclusive, non-transferable, revocable, limited privilege to use our Services. Use of our Services is at your sole risk.
Intellectual Property
You own your content. We do not claim any intellectual property ownership over the information, logos, or content you provide to us through your use of the Services, except for the limited rights needed for us to operate and provide the Services to you.
We own e-cards.io and our Services, including all underlying software, code, design, and documentation. You may not copy, reproduce, alter, modify, reverse engineer, resell, mirror, or create derivative works of e-cards.io, our Services, or our content on e-cards.io without our prior written permission.
You grant to us a royalty-free, worldwide, transferable, sub-licensable, irrevocable, and perpetual license to incorporate into e-cards.io or otherwise use any suggestions, enhancement requests, recommendations, or other feedback we receive from you or your agents.
Passwords, Accounts, and Security
You are responsible for keeping your account credentials and passwords confidential. You are also solely responsible for any activity occurring in your account and any connected third-party accounts, including any third-party payment gateways or point-of-sale (POS) integrations. You agree to notify us immediately of any unauthorized use of your account(s) or any suspected security breach. We are not responsible for any losses, damages, or unauthorized gift card issuances resulting from stolen, hacked, compromised, or shared passwords or API keys.
You will not represent that you are any other individual or entity unless such individual or entity has given you written permission to act on their behalf.
Payment Terms
For all plans, you authorize us to charge you according to the plan you choose at the then-current plan rate, and any other charges you may incur in connection with your use of the Services, such as applicable taxes, duties, and transaction or usage fees. There are no refunds or credits for partial months of service, downgrades, changes to your account, or changes to the number of seats in your plan. We reserve the right to change service fees upon thirty (30) days' notice. Such notice may be provided at any time by posting the changes to e-cards.io or by sending an email to your account email address.
All Services billed in advance are non-refundable. Failure to pay invoices when due may result in the immediate suspension or termination of your access to the Services.
Cancellation, Termination, and Data Backups
You are solely responsible for the proper cancellation of your account. You may cancel your account at any time by contacting us directly. There is no cancellation fee, though you remain responsible for any accrued or unpaid charges incurred prior to cancellation.
You are solely responsible for exporting and maintaining your own independent backups of your account data, gift card numbers, balances, and transaction history prior to cancellation. In the event of cancellation, we may, as a courtesy and upon request, provide you with applicable data from your account dashboard in CSV format on an "as is" basis if reasonably available; however, we do not guarantee the availability, accuracy, or completeness of any exported data. Once your account is closed, it cannot be recovered. We retain the right to retain or permanently delete data provided to us by you at our sole discretion, without liability to you.
We also reserve the right, but do not have any obligation, to refuse service to anyone and suspend or close your account(s) at any time, with or without notice, for any or no reason at all.
Assumption of Risk; Payment Processing & Gift Card Disclaimers
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF E-CARDS.IO AND OUR SERVICES IS ENTIRELY AT YOUR SOLE RISK. Without limiting any other provision of these Terms, you acknowledge and agree to the following:
- Software Platform Only; Not a Party to Transactions: We provide software tools only. We are not a bank, payment processor, money transmitter, fiduciary, or gift card issuer, and we are not a party to any transaction between you and your customers or gift card recipients. You are the sole issuer and seller of all e-cards, physical gift cards, and promotional cards offered through your account, and you are solely responsible for honoring, redeeming, replacing, refunding, and providing customer support for them.
- Fraud, Chargebacks, and Third-Party Payment Gateways: All customer payments are processed through third-party payment gateways (such as Square, Stripe, or Authorize.Net) configured and controlled by you. You assume 100% of the financial and operational risk for all fraudulent transactions, stolen credit cards, unauthorized purchases, chargebacks, reversals, processor holds, and billing errors—even if an e-card or physical card has already been issued, delivered, or redeemed prior to the discovery of fraud or receipt of a chargeback.
- Third-Party Integrations, POS Sync, and Delivery Risks: Our Services may integrate with third-party POS systems, card processors (such as CardDog), payment gateways, and email delivery providers. We do not control and are not responsible for the uptime, accuracy, or performance of any third-party service. We disclaim all liability for failed API calls, network timeouts, balance or activation sync discrepancies, expired OAuth tokens, duplicate gift card issuances, double-charges, e-cards that are delayed, blocked by spam filters, or sent to mistyped email addresses, or physical cards that are unfulfilled or lost in transit. You are solely responsible for regularly auditing and verifying your transaction and gift card records.
- Gift Card Legal and Regulatory Compliance: Gift cards, gift certificates, and promotional cards are heavily regulated by federal, state, and local laws (including the federal Credit CARD Act of 2009 and state gift card, expiration, cash-redemption, and unclaimed property/escheat laws). We do not provide legal or compliance advice, and our software does not automatically guarantee compliance with any law. You are solely responsible for configuring and administering your gift cards, expiration dates, fees, and terms in full compliance with all applicable laws.
Indemnification
You agree to defend, indemnify, and hold harmless Seismic Pixels, LLC, its owners, officers, employees, contractors, and agents from and against any and all demands, losses, liabilities, damages, claims, regulatory penalties, or expenses (including reasonable attorneys' fees) made against us by any third party (including your customers, gift card recipients, payment processors, or government authorities) due to, arising out of, or in connection with: (a) your use or misuse of e-cards.io or our Services; (b) the sale, issuance, non-delivery, redemption, or refusal to honor any gift card or promotion; (c) any fraud, chargebacks, or payment disputes; (d) your violation of any applicable federal, state, or local law or regulation; or (e) your breach of these Terms.
Disclaimers of Representations and Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE PROVIDE E-CARDS.IO AND ALL SERVICES STRICTLY ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS. WE EXPRESSLY DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY OR REPRESENTATION THAT: (I) E-CARDS.IO WILL MEET YOUR SPECIFIC REQUIREMENTS OR BUSINESS NEEDS; (II) E-CARDS.IO WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (III) THE RESULTS, DATA, OR TRANSACTIONS OBTAINED FROM THE USE OF E-CARDS.IO WILL BE ACCURATE, COMPLETE, OR RELIABLE; (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH E-CARDS.IO WILL MEET YOUR EXPECTATIONS; OR (V) ANY DEFECTS OR ERRORS IN E-CARDS.IO WILL BE CORRECTED. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THE SERVICES, AND IN NO EVENT SHALL SEISMIC PIXELS, LLC, ITS OWNERS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, LOST REVENUE, LOST SALES, CHARGEBACK LOSSES, UNAUTHORIZED OR DUPLICATE GIFT CARD ISSUANCES, LOSS OF DATA, BUSINESS INTERRUPTION, OR LOSS OF GOODWILL, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
WE DISCLAIM ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS, AND CONDUCT OF ANY THIRD PARTIES (INCLUDING CUSTOMERS, BAD ACTORS, PAYMENT PROCESSORS, AND POS PROVIDERS) RELATED TO YOUR USE OF E-CARDS.IO AND ANY LINKED SITES AND SERVICES. YOUR SOLE AND EXCLUSIVE REMEDY AGAINST US FOR ANY DISSATISFACTION WITH E-CARDS.IO OR OUR SERVICES IS TO STOP USING E-CARDS.IO. THIS ALLOCATION OF RISK AND LIMITATION OF RELIEF IS AN ESSENTIAL PART OF THE BARGAIN BETWEEN YOU AND US.
THE PRECEDING DISCLAIMERS AND LIMITATIONS APPLY TO ANY DAMAGES, LIABILITY, OR INJURIES WHETHER ARISING UNDER BREACH OF CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER CAUSE OF ACTION. IF, NOTWITHSTANDING THE OTHER PROVISIONS OF THESE TERMS, WE ARE FOUND TO BE LIABLE TO YOU FOR ANY DAMAGE OR LOSS WHICH ARISES OUT OF OR IS IN ANY WAY CONNECTED WITH YOUR USE OF THE WEBSITES OR ANY OF OUR SERVICES, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS SHALL NOT EXCEED THE AMOUNT YOU ACTUALLY PAID DIRECTLY TO US IN SUBSCRIPTION FEES FOR THE SERVICES IN THE ONE (1) MONTH IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM (OR $50.00 USD IF NO FEES WERE PAID IN SUCH MONTH). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THE FOREGOING LIMITATIONS MAY NOT APPLY TO YOU TO THE EXTENT PROHIBITED BY LAW.
Publicity
You grant us the right to use your company name and logo as a reference for marketing or promotional purposes on our Websites and in other public or private communications with our existing or potential customers, subject to your standard trademark usage guidelines as provided by you to us from time to time. We don't want to list you if you don't want to be listed, so if that is the case, please email us at contact@seismicpixels.com stating that you do not wish to be used as a reference.
Governing Law; Dispute Resolution; Class Action Waiver
You agree that all matters relating to your access to or use of e-cards.io, including all disputes, will be governed by the laws of the United States and by the laws of the State of Maine without regard to its conflicts of laws provisions. You agree to the exclusive personal jurisdiction by and venue in the state and federal courts located in Cumberland County, Maine, and waive any objection to such jurisdiction or venue. Any claim or cause of action by you arising out of or related to these Terms or the Services must be filed within one (1) year after the cause of action arises, or such claim or cause of action is permanently barred.
Class Action and Jury Trial Waiver: You and we agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. We each waive any right to a trial by jury in any action or proceeding arising out of or relating to these Terms.
In the event of any controversy or dispute between us and you arising out of or in connection with your use of the Websites or Services, the parties shall attempt, promptly and in good faith, to resolve any such dispute informally. If we are unable to resolve any such dispute within a reasonable time (not to exceed thirty (30) days), then either party may submit such controversy or dispute to non-binding mediation in Cumberland County, Maine. If the dispute cannot be resolved through mediation, then the parties shall be free to pursue any right or remedy available to them under applicable law, subject at all times to the disclaimers and limitations of liability set forth in these Terms.
Miscellaneous (Force Majeure, Severability, Assignment, Entire Agreement)
- Force Majeure: We shall not be liable for any delay, interruption, or failure to perform any obligation under these Terms resulting from events beyond our reasonable control, including without limitation internet or hosting provider outages, third-party API failures, cyberattacks, acts of God, natural disasters, or government actions.
- Severability: If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions of these Terms will remain in full force and effect.
- Assignment: You may not assign or transfer these Terms or your account, in whole or in part, without our prior written consent. We may freely assign or transfer these Terms without restriction (including in connection with a merger, acquisition, or sale of assets).
- Entire Agreement: These Terms (together with our Privacy Policy) constitute the entire agreement between you and us regarding the Services and supersede all prior or contemporaneous understandings, communications, or agreements, whether written or oral, regarding such subject matter.
Questions & Contact
If you have any questions regarding these Terms of Service, please contact us by email at contact@seismicpixels.com, or write to the following address:
Seismic Pixels, LLC
7 Stone Brook Rd
Windham, ME 04062
United States